Leave it to The Colbert Report to boil down a major news story into a five minute segment that we can understand and laugh at. This time Stephen is all over the credit card companies and their rates, fees, and pre-approved offers. In the first minute there are at least two lines you'll probably be quoting at some point in the next few weeks, and that little credit card is just...adorable! (Video also here.)

He also ate cat food last night.